Carcept Privacy Policy

Effective 2026-06-17 · Last updated 2026-06-17

1. Who runs Carcept

Carcept is made by an independent iOS developer (Apple Developer Team ID ZM8LF8494F). Questions about privacy go to captainlongevity@gmail.com.

2. What you put in, and where it lives

You enter your own account of a vehicle repossession: the date and time, the location described in your words, who took the car, the creditor it was for, what you observed on the breach-of-peace checklist, the exact words said, any witnesses, your follow-up notes, and an inventory of the personal property left in the vehicle with your own estimated values. All of it is saved in this app's local SwiftData store on your device. It does not leave your phone, and we cannot see it.

3. What Carcept deliberately does not ask for

Carcept records the event and the conduct, not your loan. It has no field for an auto-loan account number, balance, payment history, or interest rate, and it never asks for one. It also stores no Social Security number, no government ID, and no health data. Keeping that information out of the app is a design choice, not an afterthought.

4. No tracking, no analytics, no profile

There is no analytics SDK, no crash reporter, no advertising identifier, and no third-party tracker in Carcept. We do not know when you open it, what you tap, how many events you log, or whether you subscribed — except through Apple's standard, aggregate sales reports, which never identify you.

5. The location you type is just text

When you describe where the repossession happened, you are typing words into a text field. Carcept does not use GPS, does not request the location permission, and includes no map. "123 Oak St, behind the garage" is a string you wrote, nothing more.

6. The reference content is bundled, not fetched

The UCC 9-609 summary and the 50-state repossession-law guide are shipped inside the app and updated through ordinary App Store releases. When you look up your state's rule, nothing is sent anywhere — the lookup happens entirely on your device. Carcept makes no call to the CFPB, the FTC, any state agency, any court, or any lender.

7. The documents you generate

The evidence timeline PDF and the personal-property demand letter (both Pro) are built on your device by Apple's PDFKit, the moment you ask for them, from the data you entered. Carcept hands the finished file to the iOS Share Sheet so you can send it wherever you choose. We never see the file and never keep a copy.

8. Optional system features you turn on

• App Lock uses Apple's Face ID / Touch ID through LocalAuthentication. Your biometric data stays in Apple's Secure Enclave; the app only learns pass or fail.
• Follow-up reminders, if you enable them, are scheduled as local notifications via Apple's UserNotifications framework and fire on your device. There is no push server and no aps-environment entitlement.
• The recovery widget (Pro) is drawn by Apple's WidgetKit from data you already entered, shared to the widget through an App Group container. It makes no network call.

9. Subscriptions go through Apple, not us

Carcept offers an optional Pro tier (an annual subscription and a one-time Lifetime purchase) via Apple's StoreKit 2. When you buy, restore, or when the app checks your status, your device talks to Apple directly. Carcept receives only whether the entitlement is active and a purchase identifier — never your Apple ID, payment method, or billing address. Apple's handling of that information is governed by Apple's own Privacy Policy.

10. Permissions, and only when you ask

• Face ID — requested only after you switch on App Lock in Settings.
• Notifications — requested only after you turn on a follow-up reminder.

You can revoke either in iOS Settings > Carcept at any time. Carcept asks for no camera, no photo library, no microphone, no location, no contacts, and no HealthKit access.

11. Backups and deletion are in your hands

Because everything is on your device, your data is included in your normal iOS Backups (iCloud Backup or Finder) when those are on — that is Apple's standard behavior for on-device data, not a Carcept feature, and we cannot read those backups. To erase everything, delete the app and remove it from any iOS Backup you kept. There is no remote copy for us to delete. If you delete Carcept without a backup, the records are gone.

12. Not for children

Carcept is a tool for U.S. adults dealing with a vehicle repossession. We do not knowingly collect information from anyone, children included.

13. U.S. only

Carcept is published in English and marketed in the United States; its legal reference content is U.S.-specific. The app transfers no data across borders because it transfers no data at all.

14. If this policy changes

If a future version ever changes how data is handled — for instance, if any sync, analytics, or third-party integration were ever added — we will update this page and surface the change inside the app before that feature goes live. The "Last updated" date marks the latest revision.

15. Contact

Privacy questions: captainlongevity@gmail.com