HOAGuard Terms of Service

Effective date: 2026-04-20 ยท Last updated: 2026-10-22

1. Acceptance of these terms

By downloading or using HOAGuard (the "App"), you agree to these Terms of Service. If you do not agree, do not use the App. The App is published by an independent iOS developer (Apple Developer Team ID ZM8LF8494F); references to "we," "us," and "our" mean that developer.

2. What HOAGuard is โ€” and is not

HOAGuard is a personal documentation tool for homeowners who are tracking a dispute with their Homeowners Association. You enter information about violation notices, fines, photographs, communications, meetings, and appeals that pertain to your own property; the App helps you organize that information and generate reports for your own use, including a PDF evidence package you may share with your attorney or a hearing officer.

HOAGuard is not a law firm and does not provide legal advice. We do not represent you in any proceeding, appear at hearings, advise on the merits of your dispute, or draft formal legal documents on your behalf. The HOA Rights Reference Guide included in the App is general educational content sourced from publicly available legal education materials; it is not legal advice for your specific situation. All interpretations of your CC&Rs, your HOA's conduct, your jurisdiction's statutes, and the strength of your case are your responsibility. Always consult a licensed attorney in your state for advice specific to your dispute.

3. Subscriptions and the Pro tier

3.1 Free tier

The App is free to download and use with the following limits: 1 property / 1 HOA, 1 violation notice, up to 3 photos per violation, the Home dashboard fine total, response deadline reminders, and the full HOA Rights Reference Guide. Scan HOA Notice and on-device recognition are available within those limits; Pro supports up to 5 photos per violation.

The optional scanner requests Camera access. On-device text recognition suggests notice dates, response deadlines, fine amounts, CC&R references and a description for your review. Only detected fields are offered; missing or incorrectly recognized information must be checked and entered by you. Use detected fields copies suggestions into the editor; Keep Photos Only retains the selected scanned pages without applying suggestions. Recognition can examine all scanned pages, but only pages fitting the remaining attachment allowance are kept. Save commits the edited record; cancelling does not save the draft. Recognition does not establish the validity of a notice, the amount owed or an enforceable deadline, and the App does not submit a response.

3.2 Current purchase options

HOAGuard offers the following ways to unlock Pro features for your HOA records:

Before you confirm payment, Apple displays the product, current localized price, billing period and any eligible introductory offer. Apple's confirmation controls the purchase terms. Older installed versions may show earlier purchase options; payment is processed by Apple.

Earlier Annual purchases. Annual is not a current new-purchase option. An earlier Annual subscription remains subject to its Apple billing, renewal and cancellation terms. Restore Purchases rechecks eligible verified entitlements; contact support if a valid historical purchase is not recognized. Choosing a different product does not automatically cancel another Apple subscription.

A Lifetime purchase grants HOAGuard Pro access without a scheduled subscription expiry. A refunded or revoked purchase no longer provides access. Use Restore Purchases with the Apple Account used for purchase to recheck a restorable Lifetime entitlement.

3.3 Billing, renewal and restoration

The subscription renews automatically unless canceled. Apple may charge for renewal within 24 hours before the current period ends. To prevent the next charge, cancel at least 24 hours before the period or trial ends. Manage or cancel in iPhone Settings > [your name] > Subscriptions; Apple provides cancellation instructions. Deleting HOAGuard does not cancel a subscription.

Use Restore Purchases while signed into the purchasing Apple Account to check verified eligible access. Pending or unverified transactions do not establish paid access. Refund requests are handled through Apple under its policies and applicable law. Nothing here limits non-waivable consumer rights.

3.4 Trials and introductory offers

A free trial or introductory price applies only when Apple confirms eligibility and displays the offer at purchase. The purchase sheet specifies the duration and the price charged afterward. An eligible trial converts to the displayed paid subscription unless canceled in time. Access after cancellation follows Apple's applicable terms. Lifetime purchases do not automatically renew and are not subscription trials.

4. Pro features

Pro provides the following features. The behavior described here is binding on us โ€” if a future App update materially changes any of these descriptions, we will revise this section.

The following capabilities are available to all users (Free and Pro) and are listed here so the privacy and storage characteristics are part of these binding Terms:

5. Your responsibilities

6. Disclaimers and limitation of liability

The App is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement. To the maximum extent permitted by law, our aggregate liability arising out of or relating to the App is limited to the amount you paid us, through Apple, for the App in the twelve months preceding the claim. We are not liable for indirect, incidental, special, consequential, or punitive damages, including lost data, adverse dispute outcomes, fines upheld, or attorney's fees incurred. Reports generated by the App are tools for your use; we do not guarantee that any HOA board, hearing officer, mediator, arbitrator, or court will accept them as evidence.

7. Apple End User License Agreement

Your use of the App is also governed by Apple's standard End User License Agreement (EULA) for licensed applications, available at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. In the event of a conflict between these Terms and the Apple EULA, these Terms govern as between you and us; the Apple EULA governs as between you and Apple.

8. Changes to these terms

We may update these Terms from time to time. Material changes will be surfaced in the App on next launch. Continued use of the App after a change constitutes acceptance.

9. Governing law

These Terms are governed by the laws of the United States and the State of California, without regard to conflict-of-law principles. Disputes will be resolved in courts located in California, except that either party may seek injunctive relief in any court of competent jurisdiction to protect intellectual property rights.

Deletion and retained records

Deleting a violation notice removes that notice and its stored photos after a successful save. Separately stored fine-ledger entries, appeals, communications and selective-enforcement comparisons are retained with their violation links cleared. Fine-ledger entries and communications remain available through their applicable lists; detached appeals and comparisons can remain in storage without the deleted notice-specific screen providing access to them. This is not a wipe of all dispute documentation or a recovery feature for the deleted notice. A PDF or evidence ZIP is a sharing package, not an importable database backup, and there is no Recently Deleted recovery. Independently saved exports, original system media and earlier backups require separate management. A record deletion does not erase those copies.

10. Contact & Support

Support and legal inquiries: captainlongevity@gmail.com